DISTRESSED DEBT CAPITAL MARKETS & SPECIAL SITUATIONS M&A

When the Capital Structure
Needs a New Direction

When a covenant default, approaching maturity, lender exit, or distressed sale narrows your options, We help lower middle-market companies, lenders, and sponsors assess the alternatives, arrange capital, and execute transactions.
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HOW WE HELP

A Strategic Path Forward

When the current capital structure no longer works, we help companies, boards, lenders, and other stakeholders look for strategic solution – refinancing, recapitalization, or a sale and move the process forward.

  • Covenant Default – A financial covenant is tripped and the lender’s posture begins to change.
  • Maturity Wall – A near-term maturity cannot be refinanced on conventional terms.
  • Liquidity Pressure – Cash is tight, availability is constrained, and runway is shortening.
  • Lender Exit – A lender moves toward forbearance, reservation of rights, or a demand to refinance.
  • Distressed M&A – A sale must move quickly, in court or out.
  • Recapitalization – The existing capital structure no longer fits the business or its stakeholders.
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About Harney Capital
WHAT WE DO

Focused Investment
Banking Execution

DISTRESSED DEBT CAPITAL MARKETS
Capital When Traditional Financing Doesn’t Fit

Providing access to capital when traditional financing options are constrained.

  • Rescue and bridge financing
  • DIP and exit financing
  • Covenant-default and stressed refinancings
  • Unitranche, second-lien, and mezzanine financing
  • Asset-based and structured credit

Executed across an institutional lender network that includes direct lenders, credit funds, specialty finance firms, and special situations desks.

 

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SPECIAL SITUATIONS M&A
A Sale Process Built for Speed

Executing distressed and event-driven sale processes in and out of court, with speed, discipline, and closing certainty.

  • Out-of-court distressed and event-driven sales
  • Section 363 and court-supervised sales
  • Assignments for the benefit of creditors
  • Receivership and foreclosure sales
  • Stalking-horse positioning and bid procedures
  • Lender- and creditor-directed transactions

Diligence and marketing are built around the timeline, stakeholders, and scrutiny the process must withstand.

 

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WHEN TO CALL HARNEY CAPITAL

When the Existing Path Is No Longer Working

A Refinancing Deadline Is Approaching

A near-term maturity cannot be addressed through conventional financing channels.

The Lender Relationship Has Changed

A covenant has been tripped, availability has tightened, or the incumbent lender has requested a refinancing.

Liquidity Is Becoming Constrained

The business needs additional runway or a more flexible financing structure.

The Capital Structure No Longer Fits

Debt service, leverage, amortization, or lender requirements no longer align with the company’s operating performance.

A Transaction Must Move Quickly

A sale or recapitalization must be completed within a compressed timeframe.

The Initial Financing Plan Has Stalled

Performance or lender requirements have changed, and the company needs a different capital source or structure.

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Our Approach

Assess the Situation. Evaluate the Alternatives. Execute the Right Path.

01

Assess

We review the company’s liquidity, capital structure, collateral, operating performance, stakeholders, and timing requirements.

02

Evaluate

We identify the financing, recapitalization, sale, or strategic alternatives that remain realistic.

03

Execute

We position the opportunity, approach relevant lenders or buyers, manage diligence, negotiate terms, and move the selected path toward closing

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THE HARNEY CAPITAL ADVANTAGE

Specialized Execution Supported by Restructuring Experience

Harney Capital is a boutique investment bank built for debt capital markets and special situations.

Through its strategic affiliation with Harney Partners, the firm combines dedicated financing and M&A execution with more than 35 years of turnaround and restructuring experience.

Senior-Level Involvement

Experienced professionals remain directly involved from the initial assessment through closing.

Focused Buyer Access

Transaction outreach includes strategic acquirers, private equity firms, independent sponsors, family offices, and other qualified buyers.

Relevant Capital Relationships

The team regularly engages direct lenders, credit funds, specialty finance companies, ABL providers, SBIC funds, family offices, and other institutional capital sources.

Operational and Financial Perspective

The affiliation with Harney Partners provides insight into the operational, liquidity, and stakeholder issues that affect financing and transaction execution.

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Client Perspectives

Trusted by Decision-Makers

“Harney Capital provided the strategic clarity we needed during a pivotal transition. Their team was thorough, responsive, and genuinely invested in our outcome.”

CEO

Middle-Market Manufacturing Company

“From initial assessment through closing, the Harney team delivered institutional-quality advisory with a level of personal attention we did not expect.”

Founder & Principal

Private Services Platform

“They helped us evaluate multiple paths forward and ultimately execute a transaction that exceeded our expectations on every metric that mattered.”

Managing Partner

Family-Owned Portfolio